Professional Standards

ChPEA℠ Code of Ethics

Every ChPEA℠ designee agrees, in writing, to uphold the professional standards that protect clients, support ethical practice, and preserve the integrity of the designation.

The ChPEA℠ Commitment

Every designee is accountable to these standards.

The ChPEA℠ Code of Ethics establishes clear expectations for professional conduct. Designees are expected to act in their clients’ best interests, represent the designation honestly, maintain current knowledge, protect client information, and cooperate with the Board’s complaint and disciplinary process.

01

Act in the client's best interest.

Act in the client’s best interest and only within the scope of your license.

02

Represent the designation honestly.

Never imply affiliation with or endorsement by the Federal Government, OPM, TSP, SSA, any state or local retirement system, or FINRA.

03

Stay in your lane.

Provide public-benefits education and coordination, not tax or legal advice unless separately licensed to do so.

04

Disclose compensation and conflicts of interest.

Disclose compensation and conflicts, including any referral, lead, or appointment-program relationships.

05

Keep knowledge current.

Maintain knowledge through continuing education and present figures that change annually as current-year information to be verified.

06

Avoid misrepresentation.

Do not misrepresent products, fees, or the relative merits of moving assets, including TSP and pension rollovers. Document suitability and best-interest considerations.

07

Protect client information.

Protect client information and respect the privacy and confidentiality of those you serve.

08

Cooperate with the Board.

Cooperate fully with the Board’s complaint and disciplinary process when matters involving the ChPEA℠ designation arise.
Important

Accountability Matters

Violations of the ChPEA℠ Code of Ethics may result in discipline up to revocation of the ChPEA℠ designation.

The ChPEA℠ designation reflects a commitment to professional knowledge, ethical conduct, continuing education, and public accountability.